Cincinnati Homeowners Insurance You Can Trust

Over 300,000 people live in Cincinnati, Ohio. Inevitably, many of these residents are homeowners or will be first-time buyers.

To protect themselves as well as the buyer, most mortgage lenders require homeowners insurance. However, some residents claim they can get by without purchasing any insurance to protect their property – until the unexpected happens. You don’t want to follow in these footsteps. You want to be prepared for whatever might happen.

Get a quote today from Zimmer Insurance Group. Cincinnati’s local and most trusted independent insurance agency.

Zimmer Insurance Group will assist with all your insurance needs and get you the best insurance rates to protect you and your family’s most prized investment.

A standard homeowners insurance policy does not need to cost an arm and a leg, especially when you only need the basics covered. For example, a standard homeowners insurance policy should cover property damage, personal property, and any personal jewelry or art works.

While you know what you have, you might not know where to turn to find the best balance of value and coverage to fit your needs in part because there are so many insurance carrier options. This is where Zimmer Insurance Group can lend a helping hand.

We work with you directly to assess your needs and seek out the best carrier because one of the many benefits of working with an independent agency like Zimmer Insurance is they will take care of all the hard work that comes with researching and weighing out the best options for your home’s insurance policy.

The history of homeowner insurance dates as far back as the 1700s in America. In fact, Benjamin Franklin and other leaders at the time founded the Philadelphia Contributionship for the Insurance of Houses from Loss by Fire in 1752.

At the time, Philadelphia homes were prone to fires due to the number of homes constructed entirely out of wood and placed in close proximity to each other. Franklin’s insurance firm set new standards for construction and kick-started the evolution of building codes and zoning laws.
This unique idea of insurance also sprouted beyond home insurance and grew to create a need for life insurance, business insurance, and auto insurance.

Today, all of this coverage has become fundamental in American lives, and finding insurance is even easier with the rise of technology. Insurance buyers are shopping and comparing coverage online. However, determining the proper coverage and finding the best insurance company can still be confusing.

There are so many insurance providers and various coverage options that it is easy for most people to purchase too much or too little protection. This is why it is best to leave it to the professionals, like the employees at Zimmer Insurance Group, to assist you with finding the best coverage options at the best rate.

Homeowner insurance is necessary to protect your most significant investment. A homeowner insurance policy grants you and your family financial protection against disasters or accidents involving your home. Most mortgage lenders require home buyers to purchase home insurance to protect their homes and personal property.

This is the main reason any Cincinnati homeowner or first-time homebuyers should buy, at least, a standard homeowner insurance policy. Most standard policies cover property damage, personal property, and jewelry.

Most standard insurance policies cover damage to your house and any permanent structures on your property for wind, fire, hail, or water damage.

Most standard insurance policies protect damaged or stolen belongings, such as furniture, appliances, clothing, and dishes.

Some standard Cincinnati homeowner insurance policies offer limited coverage for jewelry stolen from your home. Be sure to check how much is covered if jewelry coverage is provided in a standard policy.

Zimmer Insurance Group is a family-owned and operated independent insurance agency. With over 70 years in the insurance business, our team is comprised of knowledgeable, dedicated professionals within the industry. We are devoted to treating your family like our own and are steadily committed to building a trusted relationship with all of our customers.

At Zimmer Insurance Group, we’re available 24/7 to get to know you, assess your needs, and seek out the best companies to offer you a variety of insurance products to choose from at a fair price. Click here to learn more about our employees and mission, or contact us anytime to speak to a specialist and get your home protected today!